JD - Harmonic Risk Program

Current Group Plan — Rate Input

Coverage Tier	Total Premium/mo	EE Contribution/mo
Employee Only	$	$
EE + Spouse	$	$
EE + Child(ren)	$	$
Employee + Family	$	$

Employee Coverage Tier Total Prem/mo EE Contrib/mo

No employees added yet — click + Add Employee to begin.

Group Health Plan net cost per tier = total premium minus employee contribution. HR Lite replaces that with a fixed published rate — no renewal surprises.

Employees and eligible dependents out-of-pocket costs are reimbursed 100%, leaving them $0.00 out of pocket.
3-year rate guarantee — your company locks in your rate for three plan years.

JD Harmonic Risk Published Rates JD PROGRAM

Employee Only (Single)	$426.53 / mo $5,118.36 / yr
Employee + Spouse	$566.57 / mo $6,798.84 / yr
Employee + Child(ren)	$534.44 / mo $6,413.28 / yr
Employee + Family	$706.08 / mo $8,472.96 / yr

100% Comprehensive Coverage · $0 Out-of-Pocket for Employees
3-Year Rate Guarantee · Frictionless Installation

Options

District / Employer Name

Total Staff Count Number of total eligible employees

Participation Rate % of total staff expected to enroll — auto-fills tier headcounts (15% / 15% / 12% / 58%)

Premium Differential Cash incentive for employees who waive the group plan

Differential / mo

Apply Cap

Savings Analysis

Enter district premiums and employee counts by tier above to see the savings analysis.

Group Health Plan net cost per tier = total premium minus employee contribution. HR Lite replaces that with a fixed published rate — no renewal surprises.

Employees and eligible dependents out-of-pocket costs are reimbursed 100%, leaving them $0.00 out of pocket.
3-year rate guarantee — your organization locks in your rate for three plan years.

iPlanRx

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